Oyster card or Travelcard in London: How to choose

When planning a trip to London, you need to think houw you’re going to get around and what tickets you’ll need to pay for public transport.

Buying single tickets is simply not recommended, as it works much cheaper to use a transport card or contactless payment. The transport cards that you will need to look into are basically the oyster card and the travelcard. Using contactless payment works out exactly the same as using an oyster card.

However, deciding what works best for you can be a little daunting, so we will explain the main differences and hopefully help you make that decision.

London Oyster card, Travelcard or Contactless payment

One important thing to remember is that every person needs their own card. Unless you are just using buses, in which case, more than one person can use the same card. But for trains, underground, overground, trams, riverboat services or anything else you need one card per person.

London Oyster Card: What is it

The London Oyster Card is a pay-as-you-go plastic card, the size of a credit card. In order to get one you need to pay £7, and you can top it up as many times as you need and use it again and again. It’s valid for travel on the Underground, overground, DLR (docklands light rail), TFL rail, Emirates airline, and some trains. It’s also valid for travel within any of London’s Travel Zones, so you don’t need to choose what zones you will need it for when buying one. Every time you use it, the fare will be calculated depending on the travel zones that you have travelled to and from, and the time of the day you have made the journey (peak / off-peak).

It is the best option if you are visiting London and going to use London’s public transport a few times a day, for example, if you need to travel to get to central London from your hotel, then to get to a different place in London and then back to the hotel.

With an oyster card, you will pay for each journey you make, and there is a maximum daily cap. Once you have reached this daily cap, you will not get charged any more for extra journeys.

⇒ Read More about London Oyster Card

Contactless Payment on London Transport

This is slowly becoming the most popular option for paying for London’s public transport. Contactless payments work exactly the same as the oyster card, with exactly the same fares, and it saves you having to spend £7 on an Oyster Card.

A few things to have in mind if you are travelling to London from abroad are transaction fees and exchange rates. But in this case, you’ll find that nowadays, cards such as Revolut have made travelling much easier.

⇒ Read more about contactless payments on London Transport

London Travelcard

The London travelcard entitles you to unlimited travel for a set number of days within the London Travel Zones chosen.

This card that can be purchased for 1 day, 1 week, 1 month or 1 year, and with it, you have unlimited travel for the London transport zones you have chosen.

Generally speaking, a one-day London travelcard is something I don’t usually recommend as the oyster card’s daily cap is cheaper than the one day travelcard. A 7-day travelcard is helpful if you are going to use London’s public transport a lot (which doesn’t need to be the case if you plan your trip well), if you are going to be travelling outside of zones 1 – 4 every day or if you go are going to spend more than five days in London.

⇒ Read more about the London Travelcard

How to choose between Oyster Card, Contactless or Travelcard

To choose between an oyster card or travelcard to save as much money as possible when planning a trip to London, there are two things that we must take into account: The number of days that you are going to be in London and the travel zones that you are going to travel to and from:

Number of days

As a general rule, after comparing prices, I usually recommend a London Oyster Card or Contactless payment method if you are going to be in London for less than five days. If you are staying in London for more than 5 days, it’s probably worth getting a 7-day travelcard.

Travel zones

If you are buying a travelcard, you need to know what zones you’ll be using. London’s most popular attractions are mostly in zone 1. Some tourist attractions can be found in zone 2, such as Camden Town Market. But you also need to have in mind where your hotel is.

⇒ Read more about London Travel Zones

Oyster Card Daily Capping: Something to keep in mind when choosing between Oyster Card, Contactless or Travelcard

I must mention that the oyster card has a daily cap, and once this daily cap has been reached for certain travel zones, you can travel for free within the same travel zones. You still need to use your oyster card as you normally would, but you won’t be charged.

The cheapest one-day travelcard for costs £15.20. This is the price of the 1-day travel card for zone 1, zones 1-2, 1-3 and 1-4. The maximum daily cap when using an oyster in zones 1 and 2 of London is £8.10, £9.60 for zones 1-3 and £11.70 for zones 1-4. So, if you use an oyster card and travel in zones 1 and 2, once you have reached £8.10 you can travel free within zones 1 and 2.

2023 Fares Comparison: Daily Oyster Card Cap – 1 Day Travelcard – 7 Day Travelcard.

What’s cheaper according to number of days and travel zones, taking into account 2023 fares

What you should never do if you land at Heathrow Airport

If you are thinking about buying a London travelcard for your stay in London if you are going to be in London for more than 5 days, and you arrive at Heathrow airport, we wouldn’t recommend that you buy a 7-day travelcard for zones 1 – 6 at Heathrow underground station to use during your whole stay as you will be paying too much.

I would recommend that you buy an oyster card at Heathrow underground station, and add a zone 1-4 travelcard onto it (if you are going to be in London more than 5 days), but use it with pay-as-you-go credit to get to central London on the first day and then again when you return to Heathrow airport.

Transport passes for children in London

Children under the age of 11 travel free within London travel zones. Children over 11 can also benefit from reduced fares; you can find out more about this in our article: Travelling in London with kids.

Find out more

For more information, visit London’s official transport website: Transport For London